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Pearls Of Joy takes your privacy and security very seriously, our site uses only the highest level of security available to protect you. Our primary means of protection is FULL HTTPS/ SSL SUPPORT, which encrypts all your personal information, including your credit card data, and prevents it from being intercepted over the Internet. This is the same encryption that sites like AMAZON and WALMART use.
In addition, access to your Login-Account is always protected by a personal password of your choice. We will never share or sell your personal information, including your email address, to other companies for any reason.
What does this mean? This means you pay nothing if unauthorized charges are made to your card as a result of shopping at PearlsOfJoy.com.
Under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50 worth of fraudulent charges. If your bank does hold you liable for any of this $50, PearlsOfJoy.com will cover the entire liability for you, up to the full $50. PearlsOfJoy.com will cover this liability only if the unauthorized use of your credit card resulted through no fault of your own from purchases made at PearlsOfJoy.com while using the secure server.
In the unlikely event that you believe that a fraudulent purchase has been made using your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.
We DO NOT Share Personal Information with Third Parties!
We never have and never will, plain and simple. We only ask for the bare minimum required to process your transaction. We, just like you, hate spam and would never sell or distribute your information. You can feel secure that any information collected is between you and PearlsOfJoy.com only.
Information Collection, Use, and Sharing
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g., to ship an order.
Your Access to and Control Over Information
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number provided on our website:
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (e.g, billing or customer service) are granted access to personally identifiable information. The computers/servers on which we store personally identifiable information are kept in a secure environment.
Notification of Changes
Whenever material changes are made to the privacy notice specify how you will notify consumers. Other Provisions as Required by Law
Numerous other provisions and/or practices may be required as a result of laws, international treaties, or industry practices. It is up to you to determine what additional practices must be followed and/or what additional disclosures are
required. Please take special notice of the California Online Privacy Protection Act (CalOPPA), which is frequently amended and now includes a disclosure requirement for “Do Not Track” signals.
We request information from you on our order form. To buy from us, you must provide contact information (like name and shipping address) and financial information (like credit card number, expiration date). This information is used for billing purposes and to fill your orders. If we have trouble processing an order, we'll use this information to contact you.
We use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance their experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.
However, we have no access to or control over these cookies.
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